Compound Interest Calculator

Discover exponential growth with compounding interest schedules and returns.

Future Balance (A)
$21,120.65
Total Interest Earned
$11,120.65

Yearly Investment Growth

Year Future Balance Accumulated Interest

Compound Interest Formulas & Calculation Steps

View All Math Formulas Handbook →

Future Value Formula ($A$)

Total accrued amount with compounding:

$$ A = P \left(1 + \frac{r}{n}\right)^{nt} $$

Total interest earned:

$$ I = A - P = P \left[\left(1 + \frac{r}{n}\right)^{nt} - 1\right] $$

Continuous Compounding Formula

When compounding frequency approaches infinity:

$$ A = P \times e^{rt} $$

Effective annual rate (EAR):

$$ \text{EAR} = \left(1 + \frac{r}{n}\right)^n - 1 $$

Related Calculators